Does the calculator save my data on a server?

No. The workspace runs in the browser, autosaves locally in your device storage, and creates shareable links from URL state.

Can rebate under Section 87A reduce tax on lottery or crypto income?

No. This workspace applies the rebate only against regular slab tax and keeps special-rate incomes taxed separately.

Why do old and new regime numbers differ even when deductions are small?

The slab structures, rebate thresholds, and deduction availability differ by regime and financial year. The comparison module shows the row-by-row impact.

How are advance-tax interest sections handled here?

The tool computes 234A for late filing on the balance tax, 234B where advance tax is below 90% of assessed tax, and 234C on installment-wise shortfall.

Is this a filing substitute?

No. It is an estimation and review workspace. Users should verify the computation and filing position before submitting an income-tax return.

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FY 2025-26 / AY 2026-27

Income Tax Calculator Workspace

Guided income-tax workspace with detailed head-wise computation, cleaner data entry, and a statement-style output that mirrors the exported PDF.

Financial year

Regime Comparison

Keep the selected regime detailed, with the alternative visible for quick comparison.

Selected regime

Old regime

Effective tax rate 0.00%

Old regime

Recommended

Rs. 0

Net payable Rs. 0

New regime

Rs. 0

Net payable Rs. 0

Choosing the recommended regime saves Rs. 0 against the other option based on the current inputs.

Current Position

Statement for the old regime.

Selected regimeOld regime

Recommended regimeOld regime

Total incomeRs. 0

Gross total incomeRs. 0

Total tax liabilityRs. 0

Refund dueRs. 0

Monthly TDS run-rateRs. 0

Suggested ITRITR-1

Guided Input Flow

Jump between sections or work straight down the page.

Profile

Assessee profile, regime preference, and filing context.

Regime preference

Assessee type

Residential status

Gender

Salary

Sections 15 to 17 and HRA

Basic salary

Dearness allowance

HRA received

Special allowance

LTA received

Other allowances

Bonus / commission

Employee PF contribution

Employer PF contribution

Professional tax

Perquisites

Pension

Previous employer salary

Previous employer TDS

Monthly rent paid

HRA breakdown

Actual HRA

Rs. 0

Exempt HRA

Rs. 0

Standard deduction

Rs. 75,000

Taxable salary

Rs. 0

House Property

Sections 22 to 27

Add a house-property entry only if you want the calculator to consider self-occupied or let-out property details.

Business / Profession

Regular and presumptive

Scheme

Gross receipts / turnover

Digital receipts

Cash receipts

Regular profit

Depreciation

Partner remuneration

Capital Gains

Special rates and holding periods

Add capital-gain transactions to separate slab-taxed income from special-rate income.

Other Sources

Interest, gifts, gaming, and more

Savings interest

FD or RD interest

Dividend income

Gifts taxable u/s 56

Family pension

Lottery winnings

Online gaming winnings

Agricultural income

Crypto or VDA income

Other income

NRI

Treaty and special-rate income

Country of residence

Treaty rate %Enter only if you are claiming DTAA relief

Foreign tax paid

Interest income

Royalty income

FTS income

Dividend income

Deductions

Chapter VI-A and trackers

80C utilization

Rs. 0 used out of Rs. 1,50,000

Remaining Rs. 1,50,000

EPF

PPF

ELSS

NSC

Life insurance

Tax-saving FD

SSY

Home-loan principal

Tuition fees

Stamp duty and registration

SCSS

ULIP

Pension fund 80CCC

NPS within 80C

NPS 80CCD(1B)

Employer NPS 80CCD(2)

Health insurance self

Health insurance parents

Education-loan interest 80E

Donation 100%

Donation 50%

Home interest 80EE or 80EEA

EV interest 80EEB

Rent without HRA 80GG

Specified disease 80DDB

Agniveer contribution 80CCH

Disabled dependent

Self disability

Advance Tax

234A, 234B, and 234C

TDS already paid

Advance tax - June

Advance tax - September

Advance tax - December

Advance tax - March

Self-assessment tax

Return due date

Actual filing date

Assessment date

InstalmentRequiredPaidInterest

Tax Computation Statement

Detailed statement for the old regime. This same structure is used for the PDF export.

Income Under Each Head

Head-wise income that feeds the current tax computation.

Income from salary

Rs. 0

Income from house property

Rs. 0

Profits and gains from business or profession

Rs. 0

Capital gains taxable at slab or regular rate

Rs. 0

Income from other sources at slab or regular rate

Rs. 0

Gross Total Income

Regular-head gross total and separately tracked special-rate income base.

Gross total income from regular heads

Rs. 0

Special-rate income base

Rs. 0

Deductions

Chapter VI-A deductions considered in the selected regime.

No deduction claimed

No eligible Chapter VI-A deduction has been entered for this regime.

Rs. 0

Total deductions

Rs. 0

Net Taxable Income

From gross total income to total income after deductions and special-rate additions.

Gross total income from regular heads

Rs. 0

Less deductions

Rs. 0

Net taxable regular income

Rs. 0

Add special-rate income base

Rs. 0

Total income

Rs. 0

Tax Computation

Tax before credits, including rebate, surcharge, marginal relief, and cess.

Regular tax before rebate

Rs. 0

Tax before rebate

Rs. 0

Less rebate under Section 87A

Rs. 0

Tax after rebate

Rs. 0

Surcharge

Rs. 0

Less marginal relief

Rs. 0

Health and education cess

Rs. 0

Total tax liability

Rs. 0

TDS and Tax Credits

Credits already available against the current computation.

TDS credits

Rs. 0

Advance tax paid

Rs. 0

Self-assessment tax paid

Rs. 0

Total tax credits

Rs. 0

Interest and Late Fee

Interest computed on the current filing and payment position.

Interest under Section 234A

Rs. 0

Interest under Section 234B

Rs. 0

Interest under Section 234C

Rs. 0

Total interest and fee

Rs. 0

Final Tax Position

Net position after adding interest or fee and setting off available credits.

Total tax liability

Rs. 0

Add interest and fee

Rs. 0

Gross amount payable

Rs. 0

Less total tax credits

Rs. 0

Refund due

Rs. 0

Monthly TDS run-rate

Rs. 0

Recommended ITR

Matches the currently selected regime.

ITR-1

Advisories

Section 87A rebate applied because total income is within Rs. 5,00,000.

Advance tax is not triggered because assessed tax after TDS is below Rs. 10,000 or the assessee is treated as exempt here.

Section 87A threshold for the old regime in FY 2025-26 is Rs. 5,00,000.

Resident individual with salary, one house-property position, and simple other-source income.

This workspace is based on the provided FY 2025-26 specification and is intended for estimation and review.